depositor

美 { "us": "", "uk": "" }
英 { "us": "", "uk": "" }
数据源: ai_enrichment
存款人指在银行或其他金融机构存入资金的人,通常用于金融和法律语境中。

用法要点

句型搭配

常用作主语或宾语,描述存款人的行为或状态,如'Depositors can withdraw money at any time.'(存款人可以随时取款)。

• The depositor opened a new account.
• Banks protect depositors' funds.

介词用法

常与介词'of'连用表示所属关系,如'depositor of the bank'(银行的存款人),或与'for'表示目的,如'protection for depositors'(对存款人的保护)。

• A depositor of this branch
• Insurance for depositors

语域说明

主要用于正式或专业语境,如金融、法律和商业领域,在日常口语中较少使用,更常见于书面报告或新闻中。

• In financial reports, depositors are key stakeholders.
• Legal rights of depositors are safeguarded.

基础例句

As a depositor, I always check my bank statement monthly.

作为存款人,我每月都会查看银行对账单。

The bank offers high interest rates to attract more depositors.

银行提供高利率以吸引更多存款人。

If you're a depositor, you can use the ATM for free withdrawals.

如果你是存款人,可以免费使用ATM取款。

高级例句

In the financial crisis, regulators implemented measures to protect depositors from bank failures.

在金融危机中,监管机构采取措施保护存款人免受银行倒闭的影响。

The study analyzed how depositor behavior affects liquidity in commercial banks.

这项研究分析了存款人行为如何影响商业银行的流动性。

Corporate depositors often negotiate better terms with banks for large deposits.

企业存款人通常就大额存款与银行协商更优惠的条件。

高频搭配

verb

protect depositorsattract depositorsreassure depositorscompensate depositorsserve depositors

adjective

individual depositorcorporate depositorsmall depositorlarge depositorinsured depositor

noun

bank depositorsavings depositordepositor confidencedepositor basedepositor rights

adverb

primarily depositorsmainly depositorstypically depositors

preposition

depositor of the bankdepositor in the accountdepositor with funds

phrase

rights of depositorsinterest for depositorssafety of depositorsneeds of depositors

常见错误

❌ 错误:I am a depositor in the bank account.
✓ 正确:I am a depositor at the bank.

错误在于使用了'in the bank account',这听起来不自然;正确用法是'at the bank',表示在银行机构存款,更符合英语习惯。

❌ 错误:The depositor put money into the safe.
✓ 正确:The depositor deposited money into the bank.

错误在于'put money into the safe'可能被误解为物理存放;正确用法是'deposited money into the bank',明确指金融存款行为,避免歧义。

近义词辨析

saver

Saver更强调储蓄行为或个人习惯,常用于日常语境,而depositor特指在金融机构存款的人,更具专业性和法律含义。

A saver might keep cash at home, but a depositor uses a bank account.

account holder

Account holder泛指任何拥有账户的人,可能包括贷款或投资账户,而depositor专指存入资金的存款人,范围更窄。

An account holder could be a borrower, but a depositor specifically adds funds.